Pathway Essential is a cost-effective trip cancellation and travel medical plan designed for U.S. residents traveling domestically or internationally. It provides primary medical coverage and 100% reimbursement for non-refundable trip costs if you must cancel for a covered reason. This plan is ideal for travelers seeking solid protection without paying for higher limits they may not need.
Who This Plan is For
- U.S. residents looking for affordable, primary medical coverage while traveling away from home.
- Travelers who need standard trip cancellation and interruption protection for trips up to 90 days.
- Individuals seeking essential benefits like baggage protection and trip delay coverage without extensive add-ons.
Plan at a Glance
- Trip Cancellation / Trip Interruption: Up to 100% of trip cost — Maximum benefit $25,000
- Medical Expense: $25,000 (Primary Coverage) — $100 deductible
- Emergency Evacuation: Up to $250,000
- Trip Delay: Up to $600 ($150 per day; minimum delay = 12 hours)
- Missed Connection: Up to $250 for eligible flight delays
- Baggage & Personal Effects: Up to $500 per covered trip (secondary coverage)
- Baggage Delay: Up to $250 (minimum 24-hour delay)
- Pre-Existing Conditions: Not covered under this plan
- Optional Upgrades: Rental Car Damage ($50,000), AD&D, and Adventure/Extreme Sports coverage
Why Choose Pathway Essential?
- Primary Medical Coverage: Unlike many budget plans, Pathway Essential pays primary on eligible medical claims, meaning you don't have to file with your home insurance first.
- Economic Protection: Designed to protect your financial investment in the trip with limits tailored for standard vacations.
- 24/7 Assistance: Includes non-insurance travel support services to help you navigate emergencies anywhere in the world.
How to Purchase
Purchasing is simple and convenient—get an instant quote on this page and complete your purchase within minutes. See more information below.
