Exchange Visitors Group Medical Insurance

Exchange Visitors Group Medical Insurance

ExchangeGuard® Group

Underwriter: TMHCC (CI) Insurance SPC Ltd

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute Onset of Pre-Existing Conditions

Coverage after 6 or 12 month waiting period, $500 per certificate period
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Patriot Group Exchange Program

Underwriter: SiriusPoint Specialty Insurance Corporation

Quotes & Purchase

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute Onset of Pre-Existing Conditions

Coverage after 12 month waiting period, $500 per period of coverage, $1,500 maximum. US Citizens: Sudden & Unexpected Reoccurrence: Medical up to $5,000
  • US Urgent Care
    $50 copay, unless $0 deductible
  • Walk-In Clinic
    $20 copay, unless $0 deductible
  • Student Health Center
    To policy maximum
  • COVID-19
    Included

Plan Details

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